Fast closings and competitive pricing

Investors of duplex, triplex, and other 1-4-unit property types face unique challenges when seeking mortgage financing.

With lower rates, faster closings, and less documentation required, our 1-4 Plex Program is a refreshing alternative



Loan Amount: $50,000 – $2 million

Documentation: No tax returns or 4506T required

Time to Close: 30 days on average to close

Max LTV: Up to 80%

Loan Terms: 5, 7-year hybrid and 20, 30-year fixed | 20 and 30-year amortization

Property Types: SFR, 1-4 unit attached/detached properties, PUDs, and condominiums

Loan Purpose: Purchase, rate/term refinance, cash-out refinance

Interest Rates: 5.99 – 8%

LTV: Up to 80% for Purchase, Rate and Term Refinance and up to 75% for a Cash-out Refinance

Minimum Credit Score: 600+ FICO Credit Score


All loans must be made to an LLC or Corporation

Area of Lending: AL, CA, CO, CT FL, GA, HI, ID, IL, KY, LA, MA, MD, ME, MS, MT, NC, NH, NJ, NM, NY, OK, SC, TN, TX, VA, WA, WI, WV, WY